The Battle for Credit Card Processing Supremacy
Businesses that are looking for a credit card processing solution have a lot of different options to choose from. Two of the most popular choices are PayPal and Bluesnap. Both of these companies offer great features, but which one is the best choice for your business?
One of the most important factors to consider when choosing a credit card processing company is fees. PayPal and Bluesnap both charge transaction fees, but the amount that they charge varies depending on the type of transaction. For example, PayPal charges a flat fee of $0.30 per transaction, while Bluesnap charges a variable fee that ranges from 0.25% to 0.90%. When it comes to fees, PayPal is the better choice for businesses that process a lot of small transactions. However, if your business processes large transactions, then Bluesnap may be the better choice because you will only be charged a small percentage of the total transaction amount.
Another factor to consider is customer support. Both PayPal and Bluesnap offer excellent customer support, but the way that they provide support differs. PayPal provides support through email and phone calls, while Bluesnap provides support through email, phone calls, and live chat. If you need help with your account, then Bluesnap is the better choice because you can get help in multiple ways.
When it comes to features, both PayPal and Bluesnap offer a lot of great options. Some of the most popular features include accepting payments online, setting up recurring payments, and processing refunds. However, there are some differences between the two companies when it comes to features. For example, PayPal offers a merchant credit card which allows businesses to accept payments without having to process them through a third party processor. Additionally, PayPal offers a debit card which can be used to withdraw funds from your account. Bluesnap does not offer these features, but they do offer a few other features that PayPal does not have.
One of the most important factors to consider when choosing a credit card processor is security. Both PayPal and Bluesnap use the latest security technologies to protect your account and your customers’ information. However, there are some differences between the two companies when it comes to security. For example, PayPal uses an SSL certificate to encrypt all of your data, while Bluesnap uses PCI compliance to protect your data. Additionally, PayPal offers a fraud protection feature which allows you to dispute charges that you believe are fraudulent.
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